Insurance Agency Valuation Calculator
Your EBITDA against the publicly reported multiple range. Arithmetic, not a valuation opinion.
This calculator multiplies your EBITDA by a multiple inside the publicly reported range from Sica Fletcher's 2025 valuations report: a 9.4x trough in 2020, a 12.1x peak in Q3 2024, and an 11.8x average in the first half of 2025. The slider stops at the sourced range on purpose. We do not extrapolate beyond the data.
Implied value Enter EBITDA above
What this number is, and is not
The source reports averages for deals greater than $1 million of EBITDA. Smaller agencies typically transact below this range, and the spread between a well-run book and a neglected one is wide. The same report found advisor-represented deals cleared roughly 25 percent higher multiples than unrepresented transactions. This page does arithmetic on published market data; it is not a valuation opinion, and it does not replace a quality-of-earnings review.
The full framework, including the eight factors that move a specific agency's multiple in either direction, is in the cornerstone guide: How to Value an Insurance Agency in 2026.