Articles
Analysis, Cornerstone Guides, and commentary. 6 pieces.
Why Agency Multiples Held While Deal Volume Fell: The 2026 M&A Picture in Four Datasets
Three years of declining deal counts barely moved the price of an agency. The borrowing-spread math the advisors publish explains both, and they expect it to turn.
Cornerstone GuideE&O Insurance for Independent Insurance Agencies
What drives agency E&O pricing, the coverage-form questions that decide claims, and the renewal discipline that keeps both premium and gaps down.
Cornerstone GuidePremium Financing for Insurance Agencies: How It Works and How to Choose a Partner
How premium finance companies earn, how agencies earn on the volume they originate, where the E&O exposure hides, and the framework for choosing a partner.
Cornerstone GuideComparing the Top Agency M&A Advisors: MarshBerry, Sica Fletcher, Reagan Consulting, OPTIS Partners
An operator-perspective overview of the four major firms and a six-step selection framework.
Cornerstone GuideHow to Value an Insurance Agency in 2026
The framework serious M&A advisors use, anchored on the 2025 publicly reported multiple data.
Cornerstone GuideThe Complete Guide to Agency Management Systems for Independent P&C Agencies
The seven decisions that actually matter when choosing an agency management system, the six-step selection framework, and why platform-fit beats platform-quality every time.